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This time is different: There is a clear way forward for the Nigerian economy




 I  saw this awesome article  by  Ayo Teriba given reasons why Nigeria as a country still have a meal of hope to feed on..I thought you would like it too, so here it goes.

This is not the first time that Nigeria is facing export income decline following a steep fall in oil price. The first time was in the early eighties and it spelt doom for the Nigerian economy for almost two decades. This time is rapidly degenerating into early eighties-like doomsday situation in which oil price collapse is translating into a currency crisis, inflationary spiral, fiscal collapse, and recession. This should not be so at all as this time is fundamentally different from the early eighties. Nigeria should easily find a way around the loss of export income by taking advantage of glaring opportunities to attract foreign investment to move the economy forward. Such opportunities were not available in the 1980s. The essential difference is that the global economy that had been burdened by a debt crisis then is now awash with liquidity, and it should be easy for Nigeria to attract enough foreign investment inflows into infrastructure sectors to compensate for the export income lost to the fall in oil price. Nigeria can rapidly build the capital account buffers required to cope better with the decline in income from oil exports.
Crisis of the early eighties
Nigeria’s first export income collapse came in 1982, about 20 years after independence, and after almost a decade of oil boom that started in 1973. The economic and financial realities facing Nigeria in the early 1980s were so bleak as the country was already burdened with heavy external debt before the fall in commodity prices triggered the collapse in export earnings, and the emergence of the global debt crisis in 1982 triggered a severe global liquidity shortage for the rest of the decade. The export income collapse thus coincided with intense external debt service pressures at a time when global illiquidity foreclosed any hope of relief from foreign capital inflows.
Consequently, Nigeria had to go through a painful economic stagnation and structural adjustment. The economy deteriorated, federal and state governments retrenched workers massively, multinationals exited the country in droves, and infrastructure deteriorated. The situation was used to justify a series of military coups – December 1983, August 1985, and November 1993, in which successive regimes blamed the ousted ones for the nation’s economic woes, only to find that the grim economic situation was no fault of the ousted regimes. This situation persisted until 1999 when the return of Nigeria to democratic rule coincided with a strong recovery in global commodity prices, accompanied by a surge in global liquidity. 
The current crisis
The oil price collapse that started in July 2014 has inflicted sharp declines in export earnings, putting downward pressure on Nigeria’s external reserves to the point that the naira exchange rate has now moved from about N150/US$ to about N300/US$ by mid-2016: specifically, the inter-bank rate is now at N280/US$; while the BDC rate is now at N330/US$, both were more or less at par at around N150/US$ mid-2014.
Consumer price inflation has reached a six-year peak of 16.5 percent in June 2016 as a result of devaluation of the parallel market rate and increases in the electricity tariff and pump prices of petroleum products. Government revenue has dwindled to the point that more than half of the states are unable to meet their workers’ salary commitments, and the Federal Government is funding its entire capital spending, and indeed 36.7 percent of its 2016 budget, with debt.
Economic activity had contracted as a combined result of the global commodity price weaknesses and reduced access of domestic businesses to foreign exchange supply. Quarterly real GDP growth has slowed from 6.77 percent in the first quarter of 2014 to -0.4 percent in the first quarter of 2016 and stock market capitalization has fallen from a historic peak of N14 trillion in June 2014 to N8.2 trillion in January 2016, before recovering to N10.1 trillion in June 2016.
Why this time is different
These economic hardships are reminiscent of the early and mid-eighties, especially the foreign exchange rationing, dramatic movements in the dual exchange rates, government having difficulties meeting workers’ salary commitments, and a recession. But this time is quite different from the early eighties as Nigeria has a clear way out of the present crisis, unlike in the eighties when there was no way out.     
The oil price-induced current account crisis is happening at a time the global economy is awash with liquidity and many of Nigeria’s emerging market peers are successfully attracting record levels of foreign direct investment and diaspora investment inflows. Nigeria should adopt immediate measures to join the ranks of these countries and attract investment inflows on its capital account to offset the export income lost on the current account because of the collapse in oil price. Saudi Arabia is currently pursuing this strategy by attracting the world’s attention to its non-oil investment opportunities. Nigeria is much better placed to do so than Saudi Arabia because Nigeria has a much bigger non-oil economy than Saudi Arabia, thereby offering much bigger non-oil investment prospects. A long and growing list of emerging markets is capitalizing on the global liquidity glut to attract and retain record levels of foreign investment inflows.
The way forward
The most worrying fact about Nigeria’s external financial inflows is that two current account items, export revenue and diaspora remittances, are the only two significant sources of foreign exchange supply. Capital account inflows into Nigeria, in the form of direct investment and portfolio investment, are very weak. And this must be immediately redressed. In 2015, Nigeria’s exports were US$45.89 billion, while diaspora remittances were US$20.41 billion, compared to foreign direct investment of US$3.06 billion, and foreign portfolio investment of US$2.54 billion. Such weakness in the capital account makes the oil price-induced current account crisis more hurtful than it should have been in the presence of buffers from stronger capital inflows.
The way forward for Nigeria is to fix this weakness in the capital account by taking the following three measures: (i.) Break government monopoly that shuts foreign investment out; (ii.) Attract foreign investment to fix foreign exchange scarcity and infrastructure decay, through immediate IPOs on existing state-owned enterprises, and new licences for greenfield projects; (iii.) Engage the world about the future of the Nigerian economy.
(i.) Break government monopoly that shuts foreign investment out
Nigeria has the potential to attract and retain significant inflows of foreign direct investment into its large network infrastructure sectors, including rail transportation, gas pipelines, and electricity transmission, as it has successfully done in telecommunications, but failure to abolish government monopoly in these sectors keeps shutting the investment out. Nigeria’s stock of foreign direct investment is currently concentrated in two sectors, telecommunications and oil & gas. These are the only two sectors in which the government has liberalized entry of foreign direct investment. Government monopoly in key infrastructure sectors, like rail transportation, gas pipelines, and power transmission, obstructs beneficial FDI inflows. The new government in Nigeria needs to take immediate measures to break government monopoly in the critical infrastructure sectors to allow the inflow of needful foreign investment.
(ii.) Attract foreign investment to fix foreign exchange scarcity and infrastructure decay
Nigeria should attract foreign investment inflows to solve the two main problems that have inflicted recession on the Nigerian economy: inadequate supply of foreign exchange and infrastructure decay. Attracting investment into infrastructure sectors will solve the two problems and will also make the Nigerian economy more competitive as infrastructure gaps are filled. The global economy currently presents a bleak outlook for commodity prices, exports and real economic growth, while offering bright prospects of continued liquidity glut. Developing countries with clear visions of how they want their economies to progress have leveraged on the global liquidity glut to attract record levels of foreign direct investment stocks. Box 1 provides a discussion of the alternative investment opportunities available for Nigeria at this time: FDI, FPI, and remittances. Box 2 discusses the reasons why FDI is key to Nigeria’s quest for progress at this time. Box 3 discusses why investment promotion is more realistic for Nigeria now than export promotion. Box 4 explains why borrowing to fund capital projects is not a sustainable strategy for Nigeria at this time. Box 5 explains why slogans like Diversification and Buy Nigeria are wishful thinking, given infrastructure gaps, and suggests more realistic slogans.
Box 1: Alternative investment opportunities for Nigeria: FDI, FPI, and remittances
While it is appropriate to highlight investment opportunities in infrastructure as obvious potential destinations for large-scale FDI inflows, Nigeria needs to boost all types of investment inflows into all areas of the economy, although it is a fact that functioning infrastructure would also boost investment inflows to all other sectors.
• Greenfield foreign direct investment involves the creation of tangible and irreversible investment, while brownfield foreign direct investment involves acquisition of existing projects. Both involve active managerial roles and technology transfers. China leads the pack with US$1trillion in FDI stock in 2015, from only US$20 billion in 19904. A fifty-fold increase in FDI stock in 25 years. Rather striking is the fact that Nigeria had hosted US$8.538 billion in FDI stock in 1990, well ahead of South Korea’s US$5.185 billion, or India’s paltry US$1.656 billion at the time, or even UAE’s miniscule US$751 million. All three have since overtaken Nigeria as India’s stock of FDI reached US$282 billion in 2015, South Korea, US$171 billion, UAE, US$111 billion, compared to Nigeria’s US$89 billion. On the African continent, Nigeria was the top investment destination in the early nineties, but has been displaced by South Africa since the turn of the century. To attract foreign direct investment, the Nigerian government will have to do two things: (1.) break its own monopoly in all network infrastructure sectors to allow inflow of foreign direct investment, through immediate IPOs on existing state-owned enterprises, and new licences for greenfield projects; and, (2.) engage the world about the investment opportunities in the Nigerian economy. The new regime could have taken these two measures from its inception in May 2015 to avoid the deterioration in domestic economic realities that has occurred since then. The steps have to be taken now to stem further deterioration, and induce a turnaround.
• Foreign portfolio investment on the contrary only provides needful short- and medium-term liquidity, and is fully reversible. Many refer to FPI as ‘hot money’, as they can be very volatile. To illustrate, FPI inflows into Nigeria was US$6 billion in the first quarter of 2013, and that must have really been helpful, but it was -US$387 million in the third quarter of 2015, and that must have been equally hurtful.
• Diaspora remittances are mostly irreversible current account private sector inflows that end up in consumption. But some countries have succeeded in encouraging inflows of remittances on the capital account, through the issuance of medium-term foreign currency government bonds, with possibility of redemption in local currency on maturity. India did this by issuing multi-year bonds for its citizens in diaspora, thereby inducing capital inflow from remittances as well. Nigeria was the fourth largest destination for remittances in 1990, behind India, China, and Mexico. By 2015, Nigeria had dropped to sixth position, but more significantly, the gap in the quantum of funds remitted had widened from a margin of about US$7 billion in 1990 to US$50 billion in 2015, as India received US$70 billion and China received US$68 billion, compared with Nigeria’s US$20 billion. They had each received about US$22 billion in 1990, compared with Nigeria’s US$15 billion. We are talking about relative ability of countries to convince their nationals who are resident abroad to remit funds into government coffers back home.
Box 2: Why FDI is key
Of the three types of foreign investment, FDI is the easiest and most beneficial for Nigeria to attract at this time. They hold the prospect of bringing investment that is large enough to stabilize Nigeria’s foreign exchange situation, and are likely to look beyond short-term macroeconomic risks, fixing their gaze instead on the medium- to long-term returns; these are clearly high enough for network infrastructure projects in Nigeria to more than compensate for short-term macroeconomic risks. Such opportunities for high returns abound in rail and associated property development opportunities across the country, pipelines (and fibre-optic cables) that should ideally be laid beneath the new rail lines, and power transmission that should also ideally be above the new rail tracks. Each of the sectors clearly offers huge first mover advantages similar to the ones enjoyed by the early entrants to Nigeria’s GSM telephony. The two sectors in which the Nigerian government has liberalised entry of investors are oil & gas and telecoms. Foreign direct investment had flowed in to the point of saturation. If Nigeria should liberalize investment in rail, pipelines, and power transmission, it is reasonable to expect a similar response from foreign investors who recognize Nigeria’s attraction as the last of the world’s untapped large markets. Thus the major obstacle to the influx of FDI into large infrastructure projects in Nigeria is Federal Government monopoly. Unlike FDI, FPI and diaspora investment will understandably be deterred by short-term risks, especially exchange risks or uncertainty, having no medium- to long-term profit expectations to offset such risks against like foreign direct investors. As such, it would be best to engage portfolio and diaspora investors once FDI inflows are underway to stabilise the foreign exchange situation.
Box 3: It is easier to promote foreign investment inflows than exports
Successive Nigerian governments have acted as though they were oblivious of the opportunities on the capital account. It is far easier and quicker for the Nigerian government to promote foreign investment inflow than it is to promote exports, given the current dull prospects for global economic growth, and Nigeria’s low export competitiveness arising from weak infrastructure. There is a large pool of money on the global scene that Nigeria can attract into its large network infrastructure sectors that include nationwide rail transport network, gas pipelines, and electricity transmission. Nigeria probably requires US$1 trillion investment in infrastructure over the next decade to close yawning gaps. The current global liquidity climate will deliver every cent of that sum if the new government can immediately break government monopoly in the sectors and engage the world to come and invest in these sectors. Had Nigeria done this when it opened up the GSM space in telecoms in 2001, much of those infrastructure gaps would have been filled by now, and external reserves would have been buoyed by massive FDI inflows, and perhaps diversified export base that adequate infrastructure would sustain, but missed the opportunity. She also could have done it in the wake of the oil price collapse two years ago to avoid some of the more painful consequences for real GDP growth, external reserves and exchange rate, but had delayed until now. The time to act is now.
Box 4: Why borrowing is not a sustainable option
Nigeria cannot borrow her way out of the current crisis, as the projected debt service of N1.35 trillion in the 2015 federal budget is already 35.5 percent of the projected revenue, and 22.6 percent of the total budget. The reality is that revenue inflows in the first half of 2016 were considerably less than the budget projected, implying that borrowing and associated debt service may be higher than projected. China, the country that often gets mentioned as a willing bilateral creditor to Nigeria, hosts US$1 trillion in foreign direct investment. Nigeria should pursue the more sustainable strategy of attracting foreign investment into infrastructure. India illustrates the success and sustainability of this approach. Nigeria should rely on foreign investment to fix infrastructure, and also provide the foreign exchange required to stabilize external reserves and the exchange rate, by creating capital account buffers.
Box 5: Why ‘Diversification’ and ‘Buy Nigeria’ slogans are wishful thinking
Unless infrastructure gaps are filled, the much-talked-about diversification of the Nigerian economy away from oil, towards manufacturing, agriculture and solid minerals, will not happen because it is the high costs of key infrastructure, particularly the prohibitively high road haulage costs in the absence of rail transport and high costs of fuel (electricity, gas, or petrol) because of inadequate supply, that have killed these sectors that once thrived in Nigeria. Talks about diversification when these vital infrastructures have not been fixed amount to wishful thinking. Similarly, the rhetoric about ‘Buy Nigeria’ sidesteps the fact that we need to ‘Fix Nigeria’ before Nigeria can produce the things we need to buy. Once other key infrastructures are fixed, the way telephone lines in Nigeria jumped from only 300,000 in 2001 to 160 million in 2015, system-wide transaction costs will become much lower, making all sectors more competitive. Only then will slogans like diversification and ‘Buy Nigeria’ will become realistic. At the moment, the new government may want to consider ‘Invest in Nigeria’ or ‘Rebuild Nigeria’ or ‘Fix Nigeria’ as much more realistic slogans, given the circumstances that the previous regimes had left the economy.
(iii.) Engage the world about the future of the Nigerian economy
Nigeria needs to take immediate steps to open up to foreign investment. The first and perhaps most important step is to ensure the ease of entry of potential investors into infrastructure sectors that are currently under government monopoly. The second step is that Nigeria must engage the world about the future of her economy, like India and Saudi Arabia are currently doing.
India is fast becoming one of the world’s top investment destinations. India received an FDI inflow of US$44 billion in 2015. This is the result of a determined investment-friendly strategy that shows that countries that court investors in the face of the current easy global liquidity conditions will receive investment. India also received the biggest inflow of remittances in the world, getting a record US$70 billion in 2015. India has learnt how to get the message across to both non-resident Indians (NRIs) and foreigners, and both groups respond very resoundingly! India’s current slogan is ‘Make in India’, which attempts to attract more FDI into manufacturing in India, after more than a decade of attracting FDI to infrastructure that used to be under government monopoly.
Saudi Arabia is also currently trying to attract foreign investment to make up for export income lost to oil price fall. A planned 5 percent IPO in the state-owned oil giant, ARAMCO, is expected to earn about US$120 billion, among other initiatives to attract FDI. Saudi Arabia is speaking loudly and clearly to the world about her non-oil investment prospects.
Nigeria has much bigger non-oil investment prospects than Saudi Arabia, but is quiet. Nigeria now has to put a sellable story together on the economy, and engage the world. In his first year in office, President Muhammadu Buhari openly engaged the world in his fight against corruption and insecurity in Nigeria, as these two have been the theme of the discussions with both foreigners and Nigerians in diaspora during his trips around the world. He has been extremely well received. He now needs to engage the world about the economy as well, about the huge opportunities for profitable investment in Nigeria, especially now that his regime is well known to have taken giant strides in making the country much more secure and much less corrupt. Nigerians in diaspora and foreigners alike are waiting to buy in. Nigeria needs to mobilize all the foreign direct investment, foreign portfolio investment and diaspora investment that it can, but needs to learn how to engage investors and gain their confidence as a country with clear enough vision and strong enough sense of purpose that others can make large-scale investment commitments in.
Ayo Teriba
Being the text of a presentation made at the Lagos Members’ Forum of the Harvard Business School Association of Nigeria (HBSAN) on Friday, 28 June at the Radisson Blu Hotel, Victoria Island, Lagos

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